new Delhi. Under the Pradhan Mantri Jan Dhan Yojana, the account of the poor of India is opened in Zero Balance in banks, post offices and nationalized banks. Under this scheme, if you do not have a balance in your account, even then you can withdraw 5 thousand rupees. It is also worth noting that only those people whose account will be linked to Aadhaar will get the benefit of the facilities available with this account.
This is how you get the facility to withdraw 5 thousand rupees
On Prime Minister Jan Dhan account, customers get an overdraft facility of Rs 5000. To avail this facility, the PMJDY account should be linked to the Aadhaar card. Modi’s objective under this scheme was to open a bank account for each family. Under the Jan Dhan Yojana, you can also open an account of a child under 10 years of age.
Condition of taking overdraft facility
In order to take advantage of this facility, the account holder has to keep sufficient money in the account for the first 6 months and during this time they should also keep transacting with this account from time to time. RuPay debit cards are issued to such account holders, which can be easily used for transactions.
These documents are required to open an account
Aadhar card or passport or driving license or PAN card, Voter card, NREGA job card, letter issued from authoritative number, with name, address and Aadhaar number, letter issued through a gazetted officer with attested photo of account opening.
This will have to be done to open a new account
If you want to open your new Jan Dhan account then go to a nearby bank and fill a form. It will provide information on name, mobile number, name of bank branch, address of applicant, nominee, occupation / employment and annual income and number of dependents, SSA code or ward number, village code or town code etc.